Rates: 30 Yrs Fixed 6.375% | 20 Yrs Fixed 6.250% | 15 Yrs Fixed 6.125% | No Point!

Tigen Financial Inc.
Tigen Financial Inc.
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Special Loan Programs

New Delegated Jumbo

Prime Jumbo

  • Loan amount up to $2.5M
  • Minimum FICO 700 up to $1M
  • Business Funds allowed
  • Gifts allowed (with restrictions)
  • Rental income without 2 years of landlord experience

Jumbo Plus

  • Loan amount up to $2.5M
  • Minimum FICO 700 up to $1M
  • Cash back to borrower up to $500k
  • Non occupant co-borrower allowed
  • Payoff of non-purchase 2nd allowed on R&T
  • Business Funds allowed Gift allowed
  • Rental income without 2 years of landlord experience

New Stated Plus & VOE Plus

VOE Plus

  • VOE Only (Salaried Borrower)
  • No 4506-T
  • 100% Gift
  • 5 Year Seasoning on Foreclosure / DIL / Bankruptcy
  • Minimum FICO 650
  • Maximum LTV 75%
  • Primary Residence Only
  • No First Time Home Buyer
  • Impound Required

STATED Plus

  • Self Employed Borrower
  • No 4506-T
  • 100% Gift
  • Interest Only Available (ARM)
  • 5 Years Seasoning on Foreclosure / DIL / Bankruptcy
  • Minimum FICO 700
  • Maximum LTV 75%
  • Primary Residence Only
  • No First Time Home Buyer

New Products

12 / 24 Bank Statement and 1 Year Tax Return Options

Expanded Plus

  • Min FICO 661
  • Loan amount up to $2M
  • Interest Only Available
  • Max DTI 43% (Exception to 50%)
  • Gift Allowed (Primary only)
  • 12/24 Months Bank Statement Option
  • 1 Year Tax Return Option
  • Non Occupant Co-borrower allowed

Expanded Access

  • Min FICO 580
  • Max LTV 90%
  • Loan amount up to $2.5M
  • Cash out up to 80% $1M loan amount
  • Max DTI 43% (Exception to 50%)
  • 12/24 Months Bank Statement Option
  • 1 Year Tax Return Option
  • Non Occupant Co-borrower allowed
  • Foreign National allowed (LTV 70%)
  • Gift allowed (Primary only)
  • Non warrantable condo allowed

Loans are made or arranged pursuant to CalBRE No. 01969995 & NMLS No. 1286157. This information does not represent a commitment to enter into a loan agreement by Tigen Financial Inc. Please note that all information is provided for informational purposes only. Underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice.

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Tigen Financial Inc.

159 E Live Oak Avenue, Arcadia, California 91006, United States

Tel: (626) 228-2699 | Text: (626) 236-7248 | Out of State Toll Free: (833) 234-2888

Hours

Open today

09:30 am – 05:30 pm

Experienced Mortgage Specialist you can always Count On!

Copyright © 2023 Tigen Financial Inc. - All Rights Reserved.

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CalBRE Lic. 01969995 | NMLS ID 1286157